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Integrity
Honest, ethical business practices are the foundation of everything we do. We provide accurate quotes, transparent pricing, and honest advice.
Our Mission
A Florida corporation dedicated to transparency and innovation since 2017
Smarter Payouts was founded with a simple but powerful mission. We bring transparency, fairness, and innovation to the structured settlement industry. For too long, settlement holders have faced high-pressure sales tactics. They have dealt with hidden fees and unfair valuations. These practices put company profits over customer needs. We set out to change that. Our platform puts your interests first.
Our approach is fundamentally different from traditional structured settlement companies. We don't cold-call potential customers. We don't use aggressive marketing tactics. Instead, we provide free tools and educational resources. These help you make informed decisions about your financial future. Our AI-powered calculator gives you instant, accurate quotes. There's no pressure to proceed. Our educational content helps you understand all your options.
We believe technology should serve people, not replace them. That's why we combine cutting-edge AI with experienced human specialists. Our team understands the complexities of structured settlements. This hybrid approach gives you the speed of technology. It also provides the personal touch you need. Complex financial decisions require expertise, and we deliver both.
Our commitment to transparency extends to every aspect of our business. We publish our methodologies. We explain our pricing clearly. We provide detailed information about the transfer process. We want you to understand exactly what you're getting into. You'll know everything before you make any commitments. We're always available to answer your questions. We address your concerns promptly.
Our Team: Expertise You Can Trust
The Smarter Payouts team brings together decades of experience in structured settlements, financial services, technology, and customer service. Our leadership team includes former executives from major insurance companies, licensed financial advisors, technology innovators, and legal professionals who specialize in structured settlement law.
Our financial analysts have extensive experience in valuation methodologies and understand the nuances of different types of structured settlements, from personal injury awards to lottery winnings. They work continuously to refine our algorithms and ensure our calculator provides the most accurate estimates possible based on current market conditions.
Our customer service team consists of licensed professionals who have helped thousands of clients navigate the structured settlement transfer process. They understand that selling your structured settlement is a significant financial decision, and they're trained to provide the information and support you need to make the best choice for your situation.
We also work with a network of licensed attorneys and brokers in all 50 states who specialize in structured settlement transfers. These professionals ensure that all transfers comply with state and federal regulations and that your interests are protected throughout the process. Their expertise is particularly valuable during the court approval process, where proper documentation and presentation can make the difference between approval and rejection.
Our technology team continues to innovate and improve our platform, incorporating the latest advances in artificial intelligence, machine learning, and financial modeling. They work closely with our financial analysts to ensure our calculator remains at the forefront of the industry in terms of accuracy and user experience.
Our Values: Integrity, Transparency, and Customer Success
Core principles that guide our service.
Our Innovations
Pioneering technology that makes settlement quotes fast, transparent, and accessible.
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