Structured Settlement Laws by State

Court approval requirements, statute citations, and key provisions for all 51 US states and Washington DC. Each state has unique legal requirements for structured settlement transfers.

Structured settlement laws vary significantly from state to state, with each jurisdiction establishing its own requirements for court approval, transfer regulations, and consumer protections. Understanding your state's specific laws is crucial when considering selling your structured settlement payments, as these regulations directly impact the approval process, timeline, and legal requirements you'll need to meet. Our comprehensive state-by-state guide provides detailed information about court approval procedures, key legal provisions, and state-specific considerations that affect structured settlement transfers.

State laws governing structured settlements are designed to protect consumers while ensuring that transfers are in the best interest of the settlement holder. These regulations typically require court approval, mandate disclosure of all fees and terms, and establish cooling-off periods to allow for careful consideration. By familiarizing yourself with your state's specific requirements, you can better prepare for the transfer process and work effectively with your legal counsel and settlement purchasing company to ensure compliance with all applicable regulations.

๐Ÿ“Š Total States
51 states + DC covered with comprehensive legal information
โš–๏ธ Court Approval
Required in every state to protect payee interests
๐Ÿ“‹ Legal Resources
Direct links to state statutes and insurance departments

Browse by State

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โš–๏ธ Legal Disclaimer - Legal Information

For informational purposes only. This information is provided for educational purposes and should not be construed as legal advice. Structured settlement laws vary by state and are subject to change.

Court approval required. All structured settlement transfers require court approval in every state to ensure the best interests of the payee and any dependents are protected.

Professional consultation recommended. We strongly recommend consulting with qualified legal and financial professionals before making any decisions regarding structured settlement transfers.

State-specific requirements. Each state has unique statutes, court procedures, and approval criteria. Always verify current requirements with official state resources.

Contact information: For questions about structured settlements in your state, please contact your state insurance department or a qualified attorney.

Last updated:
Content last updated: 11/18/2025

Structured settlement laws vary significantly from state to state, with each jurisdiction establishing its own requirements for court approval, transfer regulations, and consumer protections. Understanding your state's specific laws is crucial when considering selling your structured settlement payments, as these regulations directly impact the approval process, timeline, and legal requirements you'll need to meet.

Smarter Payouts works with licensed brokers in all 50 states, ensuring compliance with state-specific regulations and helping you navigate the legal requirements in your jurisdiction. Our comprehensive state-by-state guide provides detailed information about court approval procedures, key legal provisions, and state-specific considerations that affect structured settlement transfers.