Get funded your way

Choose how you receive your structured settlement funds: direct deposit (fastest) or a certified check mailed to you.

⚡ FASTEST

Direct Deposit

Fill out a secure direct deposit form via DocuSign. This is the fastest and most secure option.

Same-day processing available
Bank-level security
No delivery delays
🔒 SECURE

Certified Check

Prefer a physical check? We can mail it directly to your home address for your convenience.

Overnight mail option
Certified & tracked
Physical document

Get a quote or chat

Not sure which method fits? Start with a quote or ask Mint. No obligation.

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Funds are typically available in about 24-72 hours after court approval, depending on method and processing. See timing details.

What our clients say

Real experiences from people who chose their payout method.

★★★★★

“I got my money fast and exactly how I wanted it. Smarter Payouts made everything easy and stress-free!”

Sarah Mitchell
Sarah Mitchell
Denver, CO
★★★★★

“Direct deposit was so convenient. The funds were in my account within 48 hours of court approval.”

James Rivera
James Rivera
Miami, FL
★★★★★

“The whole process was smooth from start to finish. Mint AI even helped me choose the best payment method.”

Jennifer Rodriguez
Jennifer Rodriguez
Phoenix, AZ

Getting your cash: FAQ

Common questions about receiving your funds.

Most payments are released within 24-72 hours after court approval. Direct deposit is typically fastest, while checks may take 1-2 additional business days.

Yes. You can choose direct deposit (fastest) or a certified check mailed to you. Pick what fits your situation.

No hidden fees or unnecessary delays. We pride ourselves on transparency and speed. All costs are clearly disclosed upfront.

For direct deposit: banking information and ID. For a certified check: mailing address and ID.

View all FAQs

Security and verification

Every payment is protected with bank-level encryption and court-approved protocols.

Direct deposits use secure banking networks with multi-factor authentication. Certified checks include watermarks and verification codes. Payments are confirmed with identity verification and tracking when applicable.

Learn more about the quote-to-cash timeline, the court approval process, or how to review your offer.

Get Your Structured Settlement Cash

Choose your preferred method for receiving structured settlement funds: direct deposit (fastest) or certified check. Payments arrive within 24-72 hours after court approval.

Direct deposit provides the fastest access with funds typically available in your account within 24-48 hours. Certified checks offer traditional payment documentation and arrive via secure mail within 3-5 business days.

All payment methods are secure, verified, and included in your offer with no additional fees. Select the option that best fits your needs and preferences for receiving your structured settlement payout.

Helpful resources:

payment timeline guidecourt approval processget instant quote