Get Funded Your Way

Choose how you want to receive your structured settlement funds. Fast, secure, and always on your terms.

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Choose Your Perfect Payment Method

We offer three secure ways to receive your funds. Pick what works best for your lifestyle and needs.

FASTEST
🏦

Direct Deposit

Fill out a secure direct deposit form via DocuSign. This is the fastest and most secure option.

Same-day processing available
Bank-level security
No delivery delays
📮SECURE
📧

Certified Check

Prefer a physical check? We can mail it directly to your home address for your convenience.

Overnight mail option
Certified & tracked
Physical document
🤝PERSONAL
🤝

In-Person Delivery

Available in select areas for large amounts. Our funding partner can arrange personal delivery—just ask if you prefer this option.

Face-to-face delivery
Select markets only
Large amounts
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Need Help Choosing?

Not sure which payment method is right for you? Mint AI can analyze your situation, timeline needs, and preferences to recommend the perfect option. Get personalized advice in seconds!

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"

I got my money fast and exactly how I wanted it. SmarterPayouts made everything easy and stress-free! Mint AI even helped me choose the best payment method for my situation.

S
S. Patel
GeorgiaDirect Deposit

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Get your instant offer now and choose exactly how you want to receive your funds. Fast, secure, and always on your terms.

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Payment options in 24-72 hours or less

Choose Your Preferred Payment Method

We offer flexible payment options to suit your needs and preferences. Direct deposit is the fastest method, typically delivering funds within 24-48 hours after court approval, while certified checks provide a secure paper option for those who prefer traditional banking. In-person delivery is also available in select locations for those who want to receive their funds directly. All payment methods are included in your offer with no additional fees, ensuring you receive the full amount you agreed upon. To understand the complete timeline, check our guide on how fast you can get your money.

Security and convenience are our top priorities when it comes to payment delivery. All payment methods use bank-level encryption and follow strict security protocols to protect your funds throughout the transfer process. Once your court approval is complete, you can choose your preferred payment method and expect prompt, secure delivery. If you have questions about payment options or want to get started, use our free calculator to get an instant quote or connect with a specialist for personalized guidance.