How do I get a structured settlement quote?

Use our free AI-powered calculator to get an instant quote in 60 seconds. Simply enter your payment details - no personal information, credit checks, or phone calls required.

Is the quote really free with no obligation?

Yes, our quote process is 100% free with no hidden fees, no credit checks, and no obligation to accept. You can request as many quotes as you need.

What happens after I get my quote?

After receiving your quote, you can review it, compare options, and decide if you want to proceed. If you accept, we guide you through the court approval process.

Can I get quotes for different selling scenarios?

Yes. You can request quotes for selling all your payments, a specific time period, or just a portion. This helps you compare options and choose the best fit for your needs.

Get Your Settlement Quote

See what your payments are worth today. No personal info required.

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Select Your Payment Type

Guaranteed Payments

Fixed payment schedules paid for a set period, regardless of life expectancy. Most common type.

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Life-Contingent Payments

Payments tied to your lifetime that factor in age and actuarial tables for valuation.

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Not sure which type you have? Learn about payment types

How the Quote Process Works

From quote to payout in four simple steps

Enter Your Payment Details

Tell us about your structured settlement - amounts, frequency, and duration. No personal info needed.

Get Your Instant Quote

Our AI calculates what your future payments are worth today using real-time discount rates.

Review Your Options

Compare selling all payments, a portion, or a specific time period. Chat with a specialist for guidance.

Court Approval & Payout

If you proceed, a judge reviews and approves the transfer to ensure it's in your best interest.

Learn more about our process

Frequently Asked Questions

Quick answers about getting your quote. Chat with Mint →

No. Our AI calculator and phone quotes do not require sensitive personal information, social security numbers, or credit checks. Just payment details.

AI calculator quotes are instant (60 seconds). Phone quotes are provided during your call. Both are equally accurate and reliable.

Never. All quotes are completely free, confidential, and come with zero obligation or sales pressure. You are in control of your decision.

Our AI handles most complex cases instantly. For unique situations, our human experts can walk you through specialized options step by step.

Our AI-powered quotes are based on real market data and current rates. They're as accurate as quotes from traditional companies, often more so.

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Ready to See Your Options?

Get your instant quote or connect with a specialist.

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Understanding Your Quote and Next Steps

Your quote reflects what your future payments are worth today based on current market conditions. Payment timing, amounts, and type (guaranteed vs. life-contingent) all affect the result. For a deeper look at how discount rates and present value work, see our calculator education page.

When comparing offers, look beyond the dollar amount. Evaluate discount rates, fees, and processing timelines. There is no obligation to proceed after receiving a quote, and our team can explain any terms you find unclear.

If you decide to move forward, every transfer requires court approval to confirm the transaction is fair and in your best interest. Learn more about the full quote-to-cash timeline.

Structured Settlement Quote Information

Our calculator analyzes current market conditions, discount rates, and payment structures to provide precise valuations. The system processes complex payment schedules including monthly, quarterly, annual, and lump-sum payments with equal accuracy.

A clear quote helps you make informed decisions about accessing your settlement funds. Compare multiple offers, review detailed breakdowns, and explore your options without any pressure or commitment.

All quotes are based on current market rates and are subject to verification. Final offers may vary based on your specific payment schedule and court approval requirements.

Helpful resources:

structured settlement calculator court approval process payment timeline guide