Offer range, not a single number
We show you a minimum and maximum payout range based on your payment details so you understand the realistic spread before deciding.
Loading Mint AI Assistant...Loading Mint AI Assistant...We purchase future structured settlement and annuity payments for a lump sum. Our platform answers questions about the process, court approval, and state laws, and it shows upfront pricing without collecting email or phone. You can review quotes and options privately before choosing to engage.
We show you a minimum and maximum payout range based on your payment details so you understand the realistic spread before deciding.
We clearly explain how pricing works and do not add undisclosed company fees on top of your court-approved transfer terms.
Our offer ranges are based on discount rates informed by past court-approved transactions and market conditions, and we can walk you through the numbers in plain English.
Transfers go through a court approval process, and we strongly encourage, and in many states the law requires, independent professional advice from your own attorney or advisor.
Get instant valuations online without phone calls or sharing sensitive personal details upfront. You control when and how we contact you.
Seeing how much your payments might be worth does not obligate you to sell anything, and there is no penalty if you decide not to move forward.
Mint AI represents a breakthrough in structured settlement technology. Combining advanced artificial intelligence with deep industry Skill to Give instant.
Accurate guidance and quotes for your structured settlement needs. Unlike traditional methods that Need lengthy phone calls or Detailed forms.
Mint understands natural language and can Give sophisticated Review through simple conversation.
Our AI assistant has been trained on thousands of structured settlement scenarios, court cases, and market conditions to provide you with expert-level guidance that is available 24/7.
Mint can analyze your payment structure, explain complex legal concepts, and provide personalized recommendations based on your specific situation and goals.
Learn how to review offers and explore our insurance company directory.
What makes Mint particularly powerful is its ability to provide instant quotes while also educating you about the process. Rather than simply giving you numbers, Mint explains how quotes are calculated, what factors influence valuations, and what you can expect throughout the transfer process.
For state-specific questions, check our Alaska guide and Hawaii guide.
The AI continuously learns from interactions and stays updated with current market conditions, regulatory changes, and industry best practices, ensuring that the guidance you receive is always current and accurate. Explore county-specific guides for Riverside County, San Bernardino County, and Santa Clara County.
Traditional structured settlement quoting involves lengthy phone calls, personal information collection. And often high-pressure sales tactics. Mint AI eliminates all of these pain points by providing instant. Accurate quotes through natural conversation without requiring any personal information whatsoever.
Simply describe your payment structure to Mint in plain English—for example. "I receive $2,000 per month for the next 15 years"—and the AI Right away calculates what those payments are worth in. Today’s market. The system processes Detailed Money Math in seconds while explaining the methodology behind the numbers.
Mint can handle even the most Detailed payment structures, including stepped payments, balloon payments. Life contingent payments, and payments with cost-of-living adjustments. The AI understands the nuances of different structured settlement types and adjusts Math So.
Beyond basic quotes, Mint can Give scenario Review. Showing you how different selling options such as selling all payments versus partial payments would affect your Money. Situation. This Complete Review helps you make informed decisions about your structured settlement.
Mint AI serves as both a calculator and an educational resource. Helping you understand every aspect of structured settlements and the transfer process. The AI can explain Detailed legal concepts in simple terms, describe court approval Steps. And help you understand the Effects of different decisions.
The system can answer questions about state-specific requirements, explain how discount rates work. Describe the timeline for transfers, and help you understand tax Effects. This educational approach ensures that you are making informed decisions rather than simply reacting to numbers.
Mint also provides guidance on Options to selling. Such as borrowing against your payments or selling only a portion of your future payments. The AI considers your stated goals and Money situation to Give personalized Advice that align with your needs.
When you are ready to Go ahead with a transfer, Mint can connect you with human specialists who can guide you through. The court approval process and Make sure that all legal requirements are met. This seamless transition from AI Help to human Skill provides the best of both worlds.
Mint AI utilizes advanced artificial intelligence technology that continuously learns and improves from interactions. Ensuring that the guidance you receive is always current and accurate.
The AI system processes vast amounts of structured settlement data, legal information. And market conditions to Give sophisticated Review and Advice.
This continuous learning ensures that Mint stays updated with the latest industry developments, Rule-based changes. And best practices.
The AI’s ability to understand context and Give personalized Advice sets it apart from simple calculators. Or information databases.
Mint considers your specific situation, stated goals. And payment structure to Give tailored guidance that is relevant to your needs.
This personalized approach helps Make sure that the information you receive is directly applicable to your Situation. Rather than generic advice.
Natural language processing Abilities allow Mint to understand questions asked in plain English. Making the system accessible regardless of your technical knowledge or Money Skill.
You do not need to know specific terminology or format questions in particular ways. Mint understands what you are asking and provides clear, helpful answers.
This accessibility ensures that everyone can benefit from Mint’s Abilities.
The AI’s knowledge base includes information about all 50 states’ laws, court Steps, market conditions. And industry best practices.
This Complete knowledge ensures that Mint can answer questions about any aspect of structured settlements. Regardless of your location or specific situation.
Whether you are asking about basic concepts or Detailed legal requirements. Mint has the information needed to Give accurate, helpful guidance.
Privacy and security are Basic to Mint AI’s design. With no personal information required to use the system and all interactions handled securely. You can get quotes, ask questions, and explore options without providing any identifying information whatsoever. This privacy-first approach ensures that you can explore your options confidentially and without pressure.
All conversations with Mint are handled securely, with data encrypted in transit and at rest. We do not store personal information from conversations. And you can use Mint anonymously without creating accounts or providing contact details. This security approach protects your privacy while still providing access to powerful tools and information.
When you are ready to Go ahead with a transfer, you can choose to share information with our team. But this is entirely optional and only happens when you decide to move forward. Until then, you can use Mint freely and anonymously to explore options, get quotes, and learn about structured settlements. This approach puts you in complete control of your information and when you share it.
Our commitment to privacy means you can use Mint to explore sensitive Money topics without concern about your. Information being shared or used inappropriately.
This privacy protection is particularly valuable when you are in early stages of exploration. And want to understand options without commitment or pressure.
Mint provides the information you need while respecting your privacy and giving you control over your information.
Educational resources and transparent information are fundamental to making informed structured settlement decisions. Quality calculators provide not just numbers but comprehensive explanations of how calculations are performed, what factors influence valuations, and what options are available. This educational approach empowers you to understand your choices fully and make decisions based on complete information rather than limited knowledge or high-pressure sales tactics.
Step-by-step guidance through the evaluation process helps you understand each stage of analyzing your structured settlement options. From initial assessment through final decision-making, clear explanations of each step ensure you understand what's happening and why. This systematic approach reduces confusion and anxiety while building confidence in your decision-making process.
Regulatory compliance and legal requirements vary significantly by state, and quality calculators incorporate these variations into their analysis and recommendations. Understanding the legal framework governing structured settlements in your state helps you prepare for the court approval process and ensures that any transfer proceeds smoothly and efficiently. Educational resources should explain these requirements clearly and help you understand what to expect.
Professional guidance complements automated calculations by providing personalized advice and answering specific questions about your situation. While calculators provide valuable initial insights, experienced professionals can address complex scenarios, explain nuances, and help you navigate challenging decisions. This combination of technology and human expertise ensures you have access to both immediate information and personalized support.
Comparison tools and scenario analysis help you evaluate different options and understand the implications of various decisions. Quality calculators allow you to compare selling all versus part of your payments, different timing options, and various purchasing companies. This comparative analysis helps you identify the approach that best serves your specific needs and circumstances.
Ongoing support and follow-up ensure that you have access to assistance throughout the entire process, from initial evaluation through final completion of any transfer. This includes help with paperwork, court procedures, and addressing any questions or concerns that arise. Comprehensive support reflects a commitment to your success and satisfaction rather than just completing a transaction.