Structured Settlement Laws in North Carolina

Cumberland County Superior Court

Court procedures, filing requirements, and local rules for structured settlement transfers in Cumberland County Superior Court.

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🏛️ Court
Cumberland County Superior Court
117 Dick Street, Fayetteville, NC 28301
⏱️ Processing Time
40-85 days from filing to final hearing
Filing fee: $200.00 (civil case filing)
👥 Population
334,728 (2023 estimate)
Volume: medium

Court Information

Cumberland County Superior Court
Address: 117 Dick Street, Fayetteville, NC 28301
Phone: (910) 475-3000
Clerk: Clerk of Superior Court
Jurisdiction: Cumberland County
Established: Established 1754

Venue Overview

Cumberland County Superior Court serves the Fayetteville metropolitan area and North Carolina's fifth-largest county, processing structured settlement transfers from a diverse economic base including military, healthcare, and education. With over 334,000 residents, Cumberland County handles civil cases including financial transactions requiring court approval under North Carolina General Statutes Chapter 1, Article 45. The court operates specialized divisions, with the Civil Division managing structured settlement petitions in downtown Fayetteville. The 12th Judicial District Court judges are experienced in handling financial matters common in military and healthcare communities. The county's major military presence, including Fort Liberty (formerly Fort Bragg), and healthcare systems mean the court sees cases involving military personnel, veterans, and medical professionals. The court maintains strict compliance with North Carolina's structured settlement protection laws while understanding the unique financial planning needs of military families and healthcare workers. Filing procedures reflect the court's experience with military families and healthcare professionals, requiring detailed documentation and thorough independent advisor reports. The court maintains specialized procedures for cases involving military benefits, veterans' affairs, and medical malpractice settlements. Local rules emphasize comprehensive disclosure and payee protection, with requirements for detailed financial statements reflecting the impact of military service. The court requires publication in the Fayetteville Observer and maintains relationships with financial advisors experienced in military and healthcare compensation. The 12th District's experience with military and healthcare cases provides valuable context for evaluating structured settlement transfer requests. The court understands the impact of military deployments, veterans' benefits, medical licensing, and healthcare industry changes on payees' financial stability. The court serves a population with strong military traditions and growing healthcare base, requiring judges with corresponding expertise in various compensation arrangements, veterans' benefits, and the financial needs of military and healthcare families.

Major Cities Served: Fayetteville, Hope Mills, Spring Lake, Eastover, Wade

Filing Procedures

📋 Step-by-Step Process
1.Electronic filing with Cumberland County Clerk of Courts
2.Assignment to 12th Judicial District Civil Division
3.Certified mail notice to all settlement parties
4.25-day response period for interested parties
5.Financial discovery and documentation period
6.Pre-hearing conference for complex cases
7.Final hearing with comprehensive testimony
8.Detailed written findings issued
9.30-day appeal period from final judgment
⚖️ Local Rules
  • Electronic filing required through Cumberland County system
  • Assignment to judges experienced in military cases
  • Mandatory disclosure of military service and benefits
  • Court verification of all financial calculations
  • Publication in Fayetteville Observer required
  • Expedited review for emergency situations
  • Expert financial analysis for complex transfers

Special Requirements

📋 Mandatory Requirements
  • Must comply with North Carolina General Statutes Chapter 1, Article 45
  • Independent professional financial advisor mandatory
  • Comprehensive financial disclosure including military benefits
  • Court must make detailed findings on payee's best interest
  • All interested parties must receive proper notice
  • Detailed analysis of transfer tax and benefit implications
  • Court considers military service and veterans' benefits
⏱️ Timeline
Filing Fee:$200.00 (civil case filing)
Processing Time:40-85 days from filing to final hearing
Transfer Volume:medium

Assigned Judges

Hon. Mary Ann Tally
Superior Court Judge
Civil Division - 12th Judicial District
Presides over structured settlement and financial cases
Extensive experience in complex civil and financial matters
Hon. Gale M. Adams
Superior Court Judge
Civil Division - Financial Transactions
Handles settlement transfers and financial disputes
Background in commercial litigation and financial law

Local Resources & Links

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⚖️ Legal Disclaimer - North Carolina Structured Settlement Information

For informational purposes only. This information is provided for educational purposes and should not be construed as legal advice. Structured settlement laws vary by state and are subject to change.

Court approval required. All structured settlement transfers require court approval in every state to ensure the best interests of the payee and any dependents are protected.

Professional consultation recommended. We strongly recommend consulting with qualified legal and financial professionals before making any decisions regarding structured settlement transfers.

State-specific requirements. Each state has unique statutes, court procedures, and approval criteria. Always verify current requirements with official state resources.

North Carolina specific information. The information provided here is specific to North Carolina state laws and may not apply to other jurisdictions.

Contact information: For questions about structured settlements in your state, please contact your state insurance department or a qualified attorney.

Last updated:
Content last updated: November 20, 2025

Structured Settlement Transfer Procedures in Cumberland County Superior Court, North Carolina

Navigating structured settlement transfers in Cumberland County Superior Court, North Carolina requires understanding both state-level regulations and local court procedures. Each county may have specific filing requirements, court rules, and administrative procedures that supplement the broader North Carolina structured settlement protection act.

When filing a structured settlement transfer petition in Cumberland County Superior Court, North Carolina, you'll work with the local court system to obtain approval. The Cumberland County Superior Court court will review your petition to ensure the transfer serves your best interest, considers mandatory disclosure documents, and verifies that you've received independent professional advice. Local court procedures may include specific filing fees, timeline requirements, and documentation standards that vary from other counties in North Carolina.

The Cumberland County Superior Court court system's familiarity with structured settlement transfers can impact processing times and approval rates. Courts with high transfer volumes often have streamlined procedures, while others may require additional documentation or extended review periods. Working with professionals experienced in Cumberland County Superior Court court procedures helps ensure your petition is filed correctly and moves through the approval process efficiently.

Smarter Payouts partners with licensed brokers and legal professionals who understand both North Carolina state laws and Cumberland County Superior Court local court requirements. This local expertise helps streamline the approval process, ensures compliance with all applicable regulations, and protects your rights throughout the transfer. Whether you're filing in Cumberland County Superior Court or another jurisdiction in North Carolina, our team ensures your petition meets all legal and procedural requirements.

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