Structured Settlement Laws in South Carolina

Horry County Circuit Court

Court procedures, filing requirements, and local rules for structured settlement transfers in Horry County Circuit Court.

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🏛️ Court
Horry County Circuit Court
1301 Second Avenue, Conway, SC 29526
⏱️ Processing Time
25-55 days from filing to final hearing
Filing fee: $150.00 (civil case filing)
👥 Population
365,449 (2023 estimate)
Volume: medium

Court Information

Horry County Circuit Court
Address: 1301 Second Avenue, Conway, SC 29526
Phone: (843) 915-5080
Clerk: Renee L. Elvis
Jurisdiction: Horry County
Established: Established 1801

Venue Overview

Horry County Circuit Court serves the Grand Strand region and is South Carolina's premier coastal tourism county court, processing structured settlement transfers from communities with strong tourism, hospitality, and retirement economies. With over 365,000 residents, Horry County handles thousands of civil cases annually, including financial transactions requiring court approval under South Carolina Code of Laws Title 15, Chapter 50. The court operates specialized divisions, with the Civil Division managing structured settlement petitions in Conway. The Circuit Court judges in Horry County are experienced in handling financial matters common in tourism and retirement communities. The county's major tourism industry, retirement communities, and hospitality sector mean the court sees cases involving tourism workers, retirees, and hospitality employees. The court maintains strict compliance with South Carolina's structured settlement protection laws while understanding the unique financial planning needs of tourism and retirement families. Filing procedures reflect the court's experience with tourism and retirement professionals, requiring detailed documentation and thorough independent advisor reports. The court maintains specialized procedures for cases involving tourism settlements, retirement planning, and employment-related financial matters. Local rules emphasize comprehensive disclosure and payee protection, with requirements for detailed financial statements reflecting the impact of tourism and retirement employment. The court requires publication in the Sun News and maintains relationships with financial advisors experienced in tourism and retirement compensation. The court serves Conway and surrounding communities including Myrtle Beach, North Myrtle Beach, Surfside Beach, and Garden City, each with distinct economic characteristics. The area's tourism infrastructure, retirement communities, and hospitality industry influence the types of structured settlement cases handled by the court. Horry County Circuit Court judges understand the complexities of tourism employment, retirement planning, hospitality careers, and service industry positions. The court processes structured settlement transfers with consideration for tourism seasons, retirement income, hospitality schedules, and family financial security. The court maintains specialized knowledge of various compensation arrangements common in tourism and retirement communities, including tourism salaries, retirement benefits, hospitality compensation, and service industry incentives. The judges recognize the importance of preserving financial security for tourism and retirement workers while allowing appropriate access to settlement funds for legitimate needs. The court serves a population with strong tourism and retirement sectors, requiring judges with expertise in tourism law, retirement regulations, and hospitality finance. The Horry County Circuit Court processes structured settlement cases with particular attention to the financial implications for tourism and retirement professionals. The Civil Division handles structured settlement transfers with a focus on protecting tourism and retirement families while facilitating reasonable access to funds for essential needs. The court maintains relationships with financial advisors experienced in tourism and retirement compensation.

Major Cities Served: Conway, Myrtle Beach, North Myrtle Beach, Surfside Beach, Garden City

Filing Procedures

📋 Step-by-Step Process
1.Electronic filing through Horry County Clerk system
2.Assignment to Civil Division judge within 24 hours
3.Certified mail notice to all interested parties
4.25-day response period for annuity companies and issuers
5.Financial discovery and document exchange period (2-3 weeks)
6.Pre-hearing conference for complex cases
7.Final hearing with payee testimony and advisor present
8.Written order issued within 5-7 days of hearing
9.30-day appeal period from final judgment
⚖️ Local Rules
  • Electronic filing required through Horry County e-filing system
  • Cases assigned to judges with tourism and retirement experience
  • Mandatory disclosure of all employment and retirement benefits
  • Court verification of all financial calculations and tax implications
  • Publication in Sun News required if personal service fails
  • Expedited hearings available for urgent situations
  • Financial expert review mandatory for transfers over $40,000

Special Requirements

📋 Mandatory Requirements
  • Compliance with South Carolina Code §15-50-10 et seq. required
  • Independent financial advisor certification mandatory
  • Detailed financial disclosure including tourism and retirement benefits
  • Court must make specific findings regarding payee's best interest
  • All annuity issuers and interested parties must receive notice
  • Explanation of transfer alternatives required
  • Court considers employment status and retirement planning
⏱️ Timeline
Filing Fee:$150.00 (civil case filing)
Processing Time:25-55 days from filing to final hearing
Transfer Volume:medium

Assigned Judges

Hon. Benjamin H. Culbertson
Circuit Court Judge
Civil Division - Horry County
Presides over structured settlement and financial cases
Extensive experience in complex civil and financial matters
Hon. Steven H. John
Circuit Court Judge
Civil Division - Financial Transactions
Handles settlement transfers and financial disputes
Background in commercial litigation and financial law

Local Resources & Links

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⚖️ Legal Disclaimer - South Carolina Structured Settlement Information

For informational purposes only. This information is provided for educational purposes and should not be construed as legal advice. Structured settlement laws vary by state and are subject to change.

Court approval required. All structured settlement transfers require court approval in every state to ensure the best interests of the payee and any dependents are protected.

Professional consultation recommended. We strongly recommend consulting with qualified legal and financial professionals before making any decisions regarding structured settlement transfers.

State-specific requirements. Each state has unique statutes, court procedures, and approval criteria. Always verify current requirements with official state resources.

South Carolina specific information. The information provided here is specific to South Carolina state laws and may not apply to other jurisdictions.

Contact information: For questions about structured settlements in your state, please contact your state insurance department or a qualified attorney.

Last updated:
Content last updated: November 20, 2025

Structured Settlement Transfer Procedures in Horry County Circuit Court, South Carolina

Navigating structured settlement transfers in Horry County Circuit Court, South Carolina requires understanding both state-level regulations and local court procedures. Each county may have specific filing requirements, court rules, and administrative procedures that supplement the broader South Carolina structured settlement protection act.

When filing a structured settlement transfer petition in Horry County Circuit Court, South Carolina, you'll work with the local court system to obtain approval. The Horry County Circuit Court court will review your petition to ensure the transfer serves your best interest, considers mandatory disclosure documents, and verifies that you've received independent professional advice. Local court procedures may include specific filing fees, timeline requirements, and documentation standards that vary from other counties in South Carolina.

The Horry County Circuit Court court system's familiarity with structured settlement transfers can impact processing times and approval rates. Courts with high transfer volumes often have streamlined procedures, while others may require additional documentation or extended review periods. Working with professionals experienced in Horry County Circuit Court court procedures helps ensure your petition is filed correctly and moves through the approval process efficiently.

Smarter Payouts partners with licensed brokers and legal professionals who understand both South Carolina state laws and Horry County Circuit Court local court requirements. This local expertise helps streamline the approval process, ensures compliance with all applicable regulations, and protects your rights throughout the transfer. Whether you're filing in Horry County Circuit Court or another jurisdiction in South Carolina, our team ensures your petition meets all legal and procedural requirements.

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