Horry County, South Carolina Structured Settlement Laws

Court procedures, filing requirements, and local rules for structured settlement transfers in Horry County Circuit Court.

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Court Information

Horry County Circuit Court
Address: 1301 Second Avenue, Conway, SC 29526
Phone: (843) 915-5080
Clerk: Renee L. Elvis
Hours: Monday-Friday 8am-5pm
Jurisdiction: Horry County
Established: Established 1801
Filing Fee: $150.00 (civil case filing)
Processing Time: 25-55 days from filing to final hearing
Transfer Volume: medium

Filing Procedures

📋 Step-by-Step Process
1.Electronic filing through Horry County Clerk system
2.Assignment to Civil Division judge within 24 hours
3.Certified mail notice to all interested parties
4.25-day response period for annuity companies and issuers
5.Financial discovery and document exchange period (2-3 weeks)
6.Pre-hearing conference for complex cases
7.Final hearing with payee testimony and advisor present
8.Written order issued within 5-7 days of hearing
9.30-day appeal period from final judgment
⚖️ Local Rules
  • Electronic filing required through Horry County e-filing system
  • Cases assigned to judges with tourism and retirement experience
  • Mandatory disclosure of all employment and retirement benefits
  • Court verification of all financial calculations and tax implications
  • Publication in Sun News required if personal service fails
  • Expedited hearings available for urgent situations
  • Financial expert review mandatory for transfers over $40,000

Special Requirements

📋 Mandatory Requirements
  • Compliance with South Carolina Code §15-50-10 et seq. required
  • Independent financial advisor certification mandatory
  • Detailed financial disclosure including tourism and retirement benefits
  • Court must make specific findings regarding payee's best interest
  • All annuity issuers and interested parties must receive notice
  • Explanation of transfer alternatives required
  • Court considers employment status and retirement planning

Assigned Judges

Hon. Benjamin H. Culbertson
Circuit Court Judge · Civil Division - Horry County
Hon. Steven H. John
Circuit Court Judge · Civil Division - Financial Transactions

Local Resources & Links

Horry County Quick Facts

Population368,937
Median Income$64,623
Median Age48.2
Housing Units211,686
Bachelor's Degree17.3%
Poverty Rate12.6%

Source: U.S. Census Bureau, American Community Survey, 2023 (ACS 5-Year)

Venue Overview

Horry County Circuit Court serves the Grand Strand region. And is South Carolina's premier coastal tourism county court.

Processing structured settlement transfers from communities with strong tourism, hospitality. And retirement economies.

With over 365,000 residents, Horry County handles thousands of civil cases annually. Including Money transactions requiring court approval under South Carolina Code of Laws Title 15.

Chapter 50.

The court operates Focused divisions, with the Civil Division managing structured settlement petitions in. Conway. The Circuit Court judges in Horry County are experienced in handling Money matters common in tourism. And retirement communities.

The county's major tourism industry, retirement communities. And hospitality sector mean the court sees cases involving tourism workers, retirees.

And hospitality employees. The court maintains strict Following rules with South Carolina's structured settlement protection laws.

While understanding the unique Money planning needs of tourism and retirement families.

Filing Steps reflect the court's Know-how with tourism and retirement professionals. Requiring detailed Papers and thorough independent advisor reports. The court maintains Focused Steps for cases involving tourism settlements, retirement planning. And employment-related Money matters.

Local rules emphasize Complete Sharing info and Seller protection. With requirements for detailed Money statements reflecting the impact of tourism.

And retirement employment. The court requires publication in the Sun News.

And maintains relationships with Money advisors experienced in tourism and retirement Payment.

The court serves Conway and surrounding communities including Myrtle Beach, North Myrtle Beach. Surfside Beach, and Garden City, each with distinct economic Traits. The area's tourism infrastructure, retirement communities. And hospitality industry influence the types of structured settlement cases handled by the court.

Horry County Circuit Court judges understand the complexities of tourism employment. Retirement planning, hospitality careers, and service industry positions. The court processes structured settlement transfers with consideration for tourism seasons. Retirement income, hospitality schedules, and family Money security.

The court maintains Focused knowledge of various Payment arrangements common in tourism. And retirement communities, including tourism salaries, retirement benefits, hospitality Payment.

And service industry incentives. The judges Know the importance of preserving Money security for tourism.

And retirement workers while allowing Right access to settlement funds for legitimate needs.

The court serves a population with strong tourism and retirement sectors. Requiring judges with Skill in tourism law, retirement regulations, and hospitality finance. The Horry County Circuit Court processes structured settlement cases with particular attention to the. Money Effects for tourism and retirement professionals.

The Civil Division handles structured settlement transfers with a focus on protecting tourism. And retirement families while facilitating reasonable access to funds for Key needs. The court maintains relationships with Money advisors experienced in tourism and retirement Payment.

Major Cities Served:

Conway, Myrtle Beach, North Myrtle Beach, Surfside Beach, Garden City

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⚖️ Legal Disclaimer - South Carolina Structured Settlement Information

For informational purposes only. This information is provided for educational purposes and should not be construed as legal advice. Structured settlement laws vary by state and are subject to change.

Court approval required. All structured settlement transfers require court approval in every state to ensure the best interests of the payee and any dependents are protected.

Professional consultation recommended. We strongly recommend consulting with qualified legal and financial professionals before making any decisions regarding structured settlement transfers.

State-specific requirements. Each state has unique statutes, court procedures, and approval criteria. Always verify current requirements with official state resources.

South Carolina specific information. The information provided here is specific to South Carolina state laws and may not apply to other jurisdictions.

Contact information: For questions about structured settlements in your state, please contact your state insurance department or a qualified attorney.

Last updated:
Content last updated: April 15, 2026

Structured Settlement Transfer Procedures in Horry County, South Carolina

Community characteristics in Horry County, South Carolina influence both the types of structured settlement cases that arise and the court's approach to evaluating transfer petitions. The Horry County area's economic conditions, demographic profile, and local challenges create context that judges consider.

They assess whether proposed transfers serve payees' best interests given local circumstances. Understanding Horry County's community dynamics helps in presenting cases that resonate with local judicial perspectives. Judges appreciate when petitions demonstrate awareness of local conditions.

Economic conditions in Horry County affect the types of financial needs that commonly arise among structured settlement holders in the area. Local employment opportunities, cost of living factors, and economic trends all influence whether transfer reasons are viewed as reasonable.

The Horry County court's familiarity with local economic conditions helps judges evaluate the legitimacy of stated transfer needs accurately. They understand what constitutes genuine financial pressure in the local context.

Healthcare access and costs in Horry County are important considerations in medical-related transfer requests that come before the court. The availability of medical facilities, insurance coverage patterns, and typical healthcare costs provide important context.

This helps in evaluating whether medical expenses justify structured settlement transfers in specific cases. Judges in Horry County understand local healthcare dynamics and can assess the reasonableness of medical-related requests.

In Horry County, South Carolina, many structured settlement payment streams are backed by major insurers such as Brighthouse Life Insurance Company and First Berkshire Hathaway Life Insurance Company.

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