State Laws Overview

Structured settlement sales are legal across all 50+ states through our trusted affiliate partners. Each state has specific court requirements and approval processes.

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Legal Compliance Notice

Key Facts About State Laws

All 50 States Covered

Structured settlement sales are legal in 50+ states through licensed affiliate partners

⚖️
Court Approval Required

Every state requires court approval to protect consumers

Affiliate Partners

We work with licensed partners across 50+ states ensuring full compliance

AI-Powered Process

Mint AI helps guide you through state-specific requirements

Fastest States

15-30 days average

Average States

25-40 days average

Detailed Review

30-50 days average

Common Requirements Across States

1
Court Petition Filing

Legal documentation filed with the appropriate court

2
Judge Review

Court review to ensure the sale is in your best interest

3
Professional Advice

Independent advice recommended or required

4
Full Disclosure

Complete transparency of terms and fees

Full Compliance Through Affiliate Partners

We work with licensed affiliate partners across 50+ states to ensure full compliance with local regulations. Each state has unique requirements, and our partners are experts in their respective jurisdictions.

  • Licensed partners across 50+ states
  • State-specific legal expertise
  • Full compliance with local regulations
  • Seamless coordination across jurisdictions

Need State-Specific Guidance?

Mint AI can instantly provide information about your state's specific requirements, timelines, and compliance procedures. Get personalized guidance for your jurisdiction.

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Our AI-powered platform and nationwide network of affiliate partners make the process simple and compliant across 50+ states.

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State Laws Overview - All 50 States

Every state in the United States has specific laws governing structured settlement transfers, designed to protect payees and ensure fair transactions. These laws, often called Structured Settlement Protection Acts (SSPAs), establish requirements for court approval, disclosure, and transfer procedures.

State structured settlement laws typically require that transfers be approved by a court, which must determine that the transaction is in the payee's best interest. Courts consider factors like the payee's financial situation, the terms of the transfer, the discount rate being applied, and whether the payee has received adequate legal and financial advice.

Related Resources:

structured settlement calculatorstate structured settlement lawshow to sell your structured settlement

This comprehensive overview of structured settlement laws across all 50 states provides essential information about court approval requirements, consumer protections, and state-specific regulations that govern settlement transfers. Understanding these laws is crucial when considering selling your structured settlement payments, as each state has unique requirements designed to protect your interests.

State structured settlement protection acts establish the legal framework for transfers, ensuring court oversight, mandatory disclosures, and consumer safeguards. Our overview helps you understand the general principles that apply across states while recognizing that specific requirements vary by jurisdiction. For detailed information about your state's laws, consult our individual state guides.

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Major State Laws

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Legal & Process Resources

Each state has unique requirements for structured settlement transfers. For detailed information about your specific state, visit our state laws directory or chat with Mint AI for instant answers about your state's regulations and court approval requirements.