Structured settlement sales are legal in all 50 states through licensed affiliate partners
Every state requires court approval to protect consumers
We work with licensed partners across all states ensuring full compliance
Mint helps guide you through state-specific requirements
Legal documentation filed with the appropriate court
Court review to ensure the sale is in your best interest
Independent advice recommended or required
Complete transparency of terms and fees
We work with licensed affiliate partners across all 50 states to ensure full compliance with local regulations. Each state has unique requirements, and our partners are experts in their respective jurisdictions.
Mint can instantly provide information about your state's specific requirements, timelines, and compliance procedures.
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Structured settlement transfers depend on federal standards and each state's protection act. Disclosure rules, notice requirements, which court hears your petition, and how judges evaluate best interest differ by state. Court reviews typically take 35–45 days, but timing varies by jurisdiction. Learn more about federal laws, court approval, or the info hub.
Each state has unique requirements. Visit our state laws directory or chat with Mint for state-specific guidance.
Every state in the United States has specific laws governing structured settlement transfers, designed to protect payees and ensure fair transactions. These laws, often called Structured Settlement Protection Acts (SSPAs), establish requirements for court approval, disclosure, and transfer procedures.
State structured settlement laws typically require that transfers be approved by a court, which must determine that the transaction is in the payee's best interest. Courts consider factors like the payee's financial situation, the terms of the transfer, the discount rate being applied, and whether the payee has received adequate legal and financial advice.