Court Approved Structured Settlements

Every transaction is judge-approved. Simple, transparent, and fully compliant with 100% compliance rate.

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How the Court Approval Process Works

Fast, compliant court approval with Mint AI guidance at every step.

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Step 1
File the Petition

Once you accept your offer, we file a legal petition with your state court to begin the approval process.

Mint AIMint helps prepare your paperwork
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Step 2
Judge Reviews

A judge reviews your paperwork, makes sure the offer is in your best interest, and ensures legal compliance.

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Step 3
Court Hearing

Some states require a brief hearing. You may join by phone, Zoom, or in person. We'll walk you through everything.

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Step 4
Approval & Funding

Once approved, your Early Payout is typically released within 5–7 business days.

💰 Average: 15-50 days

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Get help anytime with court requirements and hearing preparation.

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"I was nervous about the court process, but SmarterPayouts made it easy. Mint AI helped me practice what to say! The judge commented on how well-prepared I was."

Court Approval FAQ

Get instant answers from Mint AI or browse our most common questions below.

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Court approval is a mandatory step in selling structured settlement payments, designed to protect your interests by ensuring the transfer is fair, legal, and serves your best financial needs. The process involves filing a petition, providing required documentation, and attending a court hearing where a judge reviews and approves the transaction.

Smarter Payouts guides you through every step of the court approval process, handling paperwork, coordinating with courts, and ensuring compliance with your state's specific requirements. Our transparent approach and thorough preparation help maximize your chances of approval while protecting your rights throughout the process.