Why Company Selection Matters
The company you choose can make a $10,000-$30,000 difference in what you receive. Discount rates, fees, and service vary dramatically. This is a one-time decision—choose wisely.
💡 Industry Reality
100+ companies buy settlements, but only 10-15 are truly reputable with fair rates. Many are middlemen who mark up the discount.
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💰 Compare Quotes →10 Criteria for Best Company
Licensing & Accreditation
Must be licensed in your state with proper insurance and state registration
Competitive Discount Rates
Rates should be 8-12%. Get quotes from 3-5 companies to compare
Experience & Track Record
At least 5-10 years in business with hundreds of completed transactions
Transparent Pricing
All fees, costs, and terms disclosed upfront in writing with no hidden charges
Direct Funding Capability
Company funds directly, not a broker. Eliminates 2-4% middleman markup
Customer Reviews
Consistently positive reviews on Google, Trustpilot, and industry platforms showing good service
Responsive Communication
Quick responses, knowledgeable staff, clear explanations during process
Legal & Court Support
Handles all court filings with 90%+ approval rate. Knows what judges want
Flexible Options
Willing to buy partial payments (3-5 years) not just full settlements
No Pressure Tactics
Gives time to compare, encourages shopping around. Legitimate companies want informed customers
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