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Our guaranteed payment calculator helps you determine the present value of structured settlement payments that are guaranteed to be paid regardless of life expectancy. Unlike life-contingent payments, guaranteed payments are calculated using net present value (NPV) methodology that accounts for the time value of money and current market discount rates.
Guaranteed payments provide certainty because they will be paid in full according to the schedule, making them easier to value and transfer. This calculator uses advanced financial algorithms to provide accurate estimates based on your payment amounts, timing, and current market conditions, helping you understand the lump sum equivalent of your guaranteed structured settlement payments.