Refreshing market rates

Updating assumptions this calculator uses. No personal information required.

Loading the latest discount-rate assumptions...

Syncing competitive buyer benchmarks...

Calibrating present-value math for this tool...

Finishing setup so you can run scenarios...

25%

How to use this calculator

Step 1

Select how you receive the payments you want to exchange for a lump sum (monthly, quarterly, yearly, or lump sum) and whether they go up each year.

Step 2

Enter the payment amount and the start and end dates for those payments.

Step 3

Review your entries, then continue to see your estimated lump-sum range.

Payments depend on life expectancy? Use the life-contingent calculator instead.

Open life-contingent calculator