Our life-contingent payment calculator helps you estimate the present value of structured settlement payments that depend on life expectancy. These payments differ from guaranteed payments because they require actuarial calculations that factor in mortality tables, health status, and statistical life expectancy to determine their current value.

Life-contingent payments are typically valued lower than guaranteed payments because they may not be paid if the recipient passes away before all payments are made. Our calculator uses industry-standard actuarial methods and mortality tables to provide accurate estimates, helping you understand how life expectancy factors affect the value of your life-contingent structured settlement payments.