Step 1

Select how you receive the life-contingent payments you want to exchange (for example monthly, quarterly, or lump sum) and whether they go up each year.

Step 2

Enter your age range, gender, body frame, and weight category. These inputs support standard actuarial estimates.

Step 3

Answer a few lifestyle and health questions (smoking, overall health, cardiac).

Step 4

Enter payment amount and start and end dates, or add lump-sum payment details if that matches your schedule.

Step 5

Review your entries, then continue to see your estimated lump-sum range.